You Must know the advantages of Top credit card 2021

Credit cards are powerful and extremely useful financial tools. Not only are they a handy mode of payment, but they can also improve the cardholder’s credit score if they are used in the right way.

Credit cards also act as a way of acquiring finance in case of emergencies. Additionally, the top credit cards offer a range of benefits to users such as reward points, cashbacks and other perks. Unsurprisingly, the demand for credit cards in India has been on a rise in recent years. There is a plethora of banks and NBFCs (non-banking financial companies) that offer a wide array of credit cards across various categories. Today, you can get credit cards tailor-made for specific uses.

These include travel credit cards, shopping credit cards, fuel credit cards, reward credit cards and secured credit cards. Each of these suits the individual requirements and preferences of various users. For example, a travel credit card can help you avail discounts on flight, rail and bus tickets.

You can earn reward points on every booking, which you can use to get discounts on future purchases. Additionally, travel credit cards can get you privileges like complimentary access to VIP lounges in airports. Thus, one must know the benefits offered by a credit card before applying for it. In this article, we will discuss the major advantages of having the top credit card in 2021.

As discussed above, there are numerous companies issuing credit cards in India today. These differ in the benefits that they offer to the cardholders. One of the top credit cards in the country is the Bajaj Finserv RBL Bank SuperCard, which gives you the power of four cards in one. It acts as a credit card, a loan card, a cash card and an EMI card at the same time. Thus, it is a unique card that provides a host of useful functional advantages to the user. Let us find out what they are.

Avail Emergency Loan

The Bajaj Finserv RBL Bank SuperCard can be used as a loan card in case of emergencies for small finance. You can avail of this feature by converting your unused credit limit into a personal loan. This way, you can enjoy interest-free cash for up to 90 days and repay it in 3 easy EMIs. With this user-friendly credit card, you never have to worry about arranging funds in case of an urgent need.

Avail Offers and Discounts

By using this credit card, you can get lucrative discounts and offers on your EMI purchases, travel bookings and other payments. When you use the SuperCard at the Bajaj Finserv partner stores, you are eligible for a wide array of exclusive benefits. These benefits help you save money on several purchases and payments. Additionally, you can enjoy 2,000 to 20,000 reward points as a welcome bonus when you opt for specific Bajaj Finserv RBL Bank credit cards. This popular credit card also allows you to earn reward points with every online and offline purchase. When you cross the annual spending milestones, you can also enjoy milestone bonuses and reward points. Consequently, you can redeem these to finance other purchases and avail of discounts.

Suit Your Needs

The Bajaj Finserv RBL Bank SuperCard is available in several variants, allowing you to choose a credit card as per your preferences and needs. These include Platinum Choice First-Year-Free SuperCard, Platinum Choice SuperCard, Platinum Plus First-Year-Free SuperCard, Platinum Plus SuperCard, World Plus SuperCard, World Prime SuperCard and Doctor’s SuperCard. Each of these credit cards is designed for different spending habits and patterns. Thus, you can choose your prefered credit card in order to derive the maximum value from it. It is also an easy-to-use card which eliminates the need for Googling things like ‘how to use a credit card’.

Shop on EMIs

One of the unique benefits of this credit card is that it doubles up as an EMI card, making it one of the top credit cards in India. Using this card, you can purchase a wide range of products on EMI including home appliances, consumer electronics, gadgets, bicycles, mattresses and more. Due to this feature, you can make high-value purchases without making a lump sum payment. Thus, you don’t have to dig into your savings when you want to purchase a new phone. You can also avail of the No Cost EMI facility and purchase high-end items in interest-free monthly instalments by utilising this credit card.

In conclusion, the Bajaj Finserv RBL Bank SuperCard is one of the top credit cards in the country owing to the immense value it offers. You can get a credit card that suits your requirements and use it to avail emergency finance, get attractive discounts and offers and shop on EMIs.

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